Who is covered by the policy

Our Privacy Policy applies to individuals who are consumers or customers in conection with financial services provided by the dealership such as vehicle leasing, retail installment sales and other transactions. The dealership reserves its right to amend this  notice and the Privacy Policy, but we will give you notice of the revised policy before disclosing and personal information other than as stated in this notice.

Website Usage

You can visit the BERT'S WEBSITE to read product information without telling us who you are and without revealing any personal information. During normal website usage, we do not collect, gather or store any personal information from you, such as name, address, phone number or e-mail address. The only information we collect from your use of the site is the name of your internet service provider, sites you visited, pages you requested, dates and times you visited the site. These activities are monitored by the management to measure the usefulness of the site. During normal website usage, we do not collect or store personally identifible information such as name, mailing address, e-mail address, phone number or social security number.
Collection of Information

The purchase/lease of a vehicle requires considerable accumulation of non-public personal information. We collect non-public information about you from the following sources:

Information we receive from you on applications made on line via our website and at the dealership, e-mail communications from you, and other forms - such as your name, phone numbers, address, social security number, assets and income.
Information about your transactions with us, our affiliates or others such as contact or lease balances and payment history; and, Information we receive from a consumer reporting agency.
Information from outside sources regarding employment, residence, credit balances, liability, property insurance coverage.

Protection of Information
We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Disclosure of Information
As permitted by law:
We may disclose non-public personal information about you , while you are a consumer, customer or former customer to the following types of third parties:
Financial Service Providers-such as banks, credit unions, and other finance related companies in order to serve your financial needs.
Non-Financial Service Providers who perform services on our behalf, such as providing you with information about our products and services. Before providing information to our service providers we enter into contract agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.
Automotive Manufactures & DMV in order to process the services and products you have requested such as vehicle sales, warranty information, registration and licensing.
Non-affiliated third parties in certain other circumstances, such as companies that maintain and safeguard our account information, debt collectors and as necessary to respond to legal subpoenas and other legal process.

We do not sell "customer lists" or disclose non-public personal information we have obtained about you to anyone other than those listed above.

By using this site, you are agreeing to the terms of our Privacy Policy. We reserve the right to change our Privacy Policy

FEDERAL NOTICES

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

STATE NOTICES

Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington or Wisconsin Residents: If you, the applicant, are married and live in a community property state, you should also provide the personal credit information on your spouse in the co-applicant section. Your spouse is not required to be a co-applicant for the credit requested unless he/she wishes to be a co-applicant. California Residents: An applicant, if married, may apply for a separate account. Ohio Residents: Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. New Hampshire Residents: If this is an application for balloon financing, you are entitled to receive, upon request, a written estimate of the monthly payment amount that would be required to refinance the balloon payment at the time such payment is due based on the creditor's current refinancing programs. New York Residents: In connection with your application for credit, we may request a consumer report that contains information on your credit worthiness, credit standing, personal characteristics and general reputation. If we grant you credit, we or our servicer may order additional consumer reports in connection with any update, renewal or extension of the credit. If you ask us, we will tell you whether we obtained a consumer report and if we did, we will tell you the name and address of the consumer reporting agency that gave us the report. Vermont Residents: By clicking on "Submit", you authorize us and our employees or agents to obtain and verify information about you (including one or more credit reports, information about your employment and banking and credit relationships) that we may deem necessary or appropriate in evaluating your application. If your application is approved and credit is extended, you also authorize us, and our employees and agents, to obtain additional credit reports and other information about you in connection with reviewing the account, increasing the available credit on the account (if applicable), taking collection on the account, or for any other legitimate purpose. Married Wisconsin Residents: Wisconsin law provides that no provision of any marital property agreement, or unilateral statement, or court order applied to marital property will adversely affect a creditor?s interests unless, prior to the time that the credit is granted, the creditor is furnished with a copy of the agreement, statement or decree, or has actual knowledge of the adverse provision. If you are making this application individually, and not jointly with your spouse, the full name and current address of your spouse must be properly disclosed in the co-applicant section of this application.